Credit Risk Officer

Due to continued and sustained growth a successful international financial services business based in Northwich are looking for an experienced Credit Risk Officer to join their team on a permanent basis.

The role involves a wide variety of activities across the Risk team but will include analysis of risk exposures, the recommending of lending decisions, policy and procedural development as well as providing advice and support on risk issues to colleagues across all the key business areas

The business are looking for someone educated to degree level with experience working within a similar credit risk role.

Your key responsibilities as the Credit Risk Officer:

• Undertake detailed financial and income analysis as part of the review of new applications.

• Undertake daily monitoring of loans. 　

• Liaising and building relations with outside suppliers, for example valuers and solicitors.

• Create reports and returns which may involve detailed research and analysis from within and outside the unit;

• Carry out specific tasks within set terms of reference and defined processes;

• Assist the Deputy Head of Credit Risk and the Senior Credit Risk Analyst as and when required on specific activities and projects;

• Carry out Credit Risk process, enhancements, reviewing procedures and identifying improvements to meet customers changing needs/business requirements;

Experience and skills required:

• Experience within a credit risk role position, ideally from a Finance services aspect.

• Experience in working as part of a multi-disciplined team across business units.

• Problem solving and excellent analytical skills are essential and you will be a resilient individual who is calm under pressure;

• Able to meet deadlines and organise workload according to changing priorities.

• Ability to undertake a variety of analysis and maintain accuracy and quality;

• A good attention to detail, adaptability, a keenness to learn;

• A good team player, capable of working in a fast paced pressured environment;

• Ability to build professional relationships effectively, both in the immediate team and wider business.

If you are interested in the Credit Risk Officer position and would like to hear more information please contact Elizabeth Pym at elizabeth.pym@walterspeople.co.uk